DWP Issues Warning on £300 Cost of Living Scam Targeting Millions

DWP Issues Warning on £300 Cost of Living Scam Targeting Millions. The Department for Work and Pensions (DWP) is sounding the alarm as a £300 cost of living payment is set to reach the bank accounts of eight million UK residents. This critical warning aims to protect people from falling victim to fraudulent schemes designed to exploit their financial vulnerabilities.

Beware of Bogus Messages

The looming cost of living payment has become a breeding ground for scammers who send deceptive text messages requesting debit and credit card details in exchange for the anticipated financial boost. Although the funds will indeed be distributed by the DWP, recipients must exercise caution when receiving such messages to ensure their legitimacy.

Vulnerable Households at Risk

Vulnerable households are particularly susceptible to internet or phishing scams, with scammers resorting to emails, calls, or texts impersonating the DWP. While an official payment date has yet to be announced, it is expected to fall in either October or November.

The Common Scam: Fake Government Texts

One prevalent scam method involves fraudulent text messages purportedly originating from the government. These messages typically state, “Your cost of living payment is ready – review and apply,” accompanied by a hyperlink leading to a counterfeit website. According to reports from BirminghamLive, unsuspecting individuals who click on the link are redirected to a site that mimics GOV.UK. There, they are prompted to register to receive the payment and are asked to provide personal details, including their full name, contact number, address, email address, and debit or credit card information.

Official DWP Guidance

The DWP has issued official guidance to counter these scams, emphasizing that applicants do not need to apply for the payment. Eligible recipients will automatically receive the funds in their usual benefit or tax credit payment method. This applies even if eligibility is confirmed at a later date. Therefore, any message urging you to apply or contact someone regarding the payment is likely a scam.

Reporting Suspicious Activity

The government encourages individuals to report suspicious emails to [email protected], enabling investigation by the National Cyber Security Centre (NCSC). In the case of suspicious text messages, forward them to 7726, which will report the message to your mobile phone provider. By taking these precautions, you can help protect yourself and others from falling victim to cost of living payment scams.